MUMBAI: Jio Finance Platform and Service Limited (JFPSL), a wholly-owned subsidiary of Jio Financial Services Limited (JFSL), on Thursday announced the launch of JioFinance+ and JioFinance360 on the JioFinance app, introducing a combination of personalised financial insights and value-back benefits aimed at helping customers improve their financial well-being.
JioFinance+ is positioned as a first-of-its-kind membership programme offering benefits across eligible financial products available on the JioFinance marketplace. Under its value-back model, a portion of the platform commission earned on eligible marketplace transactions is shared with customers as direct benefits.
As an introductory offer, JioFinance+ will be available complimentary for the first 365 days. Benefits include cash value-back of up to ₹5,000 on personal loans and up to ₹1,000 on credit cards, an additional 1 per cent JioGold on eligible lump-sum purchases of ₹2,500 and above, and 25 per cent extra JioPoints across eligible platform transactions.
The second offering, JioFinance360, is designed as a personalised financial health assessment platform that brings together information from multiple sources, including assets and liabilities, into a single financial report. According to the company, the service uses Large Language Models (LLMs) to summarise fragmented financial information along with an intelligent rule-based insight engine to provide personalised and actionable recommendations.
At the core of JioFinance360 is a personalised Financial Health Score ranging from 0 to 100, calculated across five key areas—spending, borrowing, wealth, protection and insurance, and tax. The spending assessment considers cash flow, the spend-to-income ratio, emergency fund buffers and savings consistency, while also identifying changes in spending patterns, hidden charges and recurring subscriptions.
The borrowing component tracks monthly fixed obligations and credit-score trends, while the wealth assessment evaluates investment ratios and portfolio quality, including performance, costs and asset allocation. The platform can also flag issues such as overlapping mutual fund holdings or a declining investment rate.
The protection and insurance assessment is designed to evaluate insurance adequacy and identify potential gaps in life and health coverage, while the tax component tracks filing status and highlights potentially unused tax-saving opportunities.
Commenting on the launch, Surbhe S Sharma, Chief Executive Officer, Jio Finance Platform and Service Limited, said the two initiatives represented an important step in the company’s mission to expand access to intelligent financial services. He said JioFinance+ would share a portion of platform commission revenue with customers as value-back on eligible transactions, while JioFinance360 would provide users with a detailed view of their financial health and encourage steps towards long-term economic well-being.
JFPSL said JioFinance serves as a unified digital storefront for retail-focused financial products and services. The app provides access to offerings including loans, savings accounts, investment products, UPI, bill payments, recharges, digital insurance and financial tracking and management tools.
JAMMU, September 10, 2026 – The Jammu & Kashmir Anti-Corruption Bureau (ACB) has successfully trapped and arrested Assistant Sub-Inspector (ASI) Talib Hussain, stationed at Police Post Talwara in District Reasi, in a bribery case. A case under FIR No. 08/2026, Section 07 of the Prevention of Corruption Act, 1988, was registered against the accused public servant at the ACB Police Station in Udhampur. ASI Hussain, acting as the Investigating Officer (I.O.), demanded illegal gratification from a complainant in exchange for presenting a charge sheet (challan) against accused individuals in a court of law. Unwilling to pay the bribe, the complainant approached the ACB to seek legal action. Upon receiving the complaint, the Bureau conducted a discreet verification that corroborated the officer’s demand for a bribe. Subsequently, a specialized trap team led by an officer of Deputy Superintendent of Police (Dy. SP) rank was constituted. During the operation, the ACB team successfully caught ASI Talib Hussain red-handed while he was demanding and accepting a bribe amount of Rs. 5,000 from the complainant. The arrest was executed on the spot in accordance with due legal process. The bribe money was recovered directly from the accused’s possession in the presence of independent witnesses associated with the trap team. Further investigation into the case is currently ongoing. This incident marks the second successful trap operation laid by the ACB at Police Post Talwara, District Reasi, in the year 2026.
ACB Traps, Arrests ASI Talib Hussain for Accepting ₹5,000 Bribe in Reasi
Jammu, September 10: The Jammu and Kashmir Anti-Corruption Bureau (ACB) on Thursday trapped and arrested Assistant Sub-Inspector (ASI) Talib Hussain, posted at Police Post Talwara in Reasi district, for allegedly demanding and accepting a bribe of ₹5,000 from a complainant.
A case under FIR No. 08/2026 under Section 7 of the Prevention of Corruption Act, 1988, was registered against the accused public servant at ACB Police Station Udhampur. According to the ACB, Hussain, who was the Investigating Officer in the matter, had allegedly demanded illegal gratification from the complainant in return for presenting a charge sheet against the accused persons before a court.
Unwilling to pay the bribe, the complainant approached the ACB and sought legal action. The Bureau subsequently conducted a discreet verification of the complaint, which corroborated the alleged demand for illegal gratification.
Following the verification, a trap team headed by a Deputy Superintendent of Police-rank officer was constituted to catch the accused. During the trap operation, ASI Talib Hussain was allegedly caught red-handed while demanding and accepting ₹5,000 from the complainant.
The accused was arrested on the spot following due legal procedure, while the bribe money was recovered from his possession in the presence of independent witnesses associated with the trap proceedings.
The ACB said further investigation into the case is underway. The latest action is the second successful trap operation conducted by the Anti-Corruption Bureau at Police Post Talwara in Reasi district during 2026.
